Finding a home that you like is just part of the process. You will probably need a mortgage loan. Your local bank or credit union are an option or you can apply at a mortgage lender/broker to recieve a pre-approval before you start your home search. Several mortgage lenders are Homestead Funding Corp. at www.homesteadfunding.com or Empower Mortgage at www.empowermortgagellc.com Empower Mortgage will also finance double wides with a few restrictions. If you are in the market for vacant land to build you own home on, most of these purchases are cash only but there are some lenders who will make loans on vacant land. Check with your lender for terms and conditions.